This is a business with the RIP Kenny Rogers 1938-2020 shirt, and it’s all based on rents being deposited into the accounts at the very start of the month. Admittedly I have (or had, before this eviction moratorium) enough funds in reserve for it not to matter much if I don’t get paid immediately, but it still makes my bookkeeper’s job harder. Besides, I didn’t grow my business by cutting it close to the edge when there was no benefit in it for me, so I insist on timely payment. It’s only fair, because you don’t think that my tenants would tolerate me paying them their deposit back whenever it was convenient for me? No, of course not, they’d raise hell if it went over thirty days.
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The only exceptions here are those RIP Kenny Rogers 1938-2020 shirt. That they’re moving out because they cannot pay, because then I’ll negotiate a fee and payment plan for breaking the lease rather than evict and sue. I offer no grace period, but paying one day late won’t get a good tenant turned out on the street. They will get a written notice posted on their door, they will get a fee, and it could affect their credit, but that’s pretty typical for late payments of any kind. It’s just the only way I can protect myself and avoid having to house nonpaying any longer than I absolutely have to.